VA Loan Calculator
Estimate your VA loan payment including the VA funding fee. No PMI, ever — that is the VA advantage.
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VA allows $0 down. More down lowers the funding fee.
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Estimated monthly payment
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Loan $0 · 30-yr @ 6.25%
Base loan (price − down)$0
VA funding fee$0
Total financed$0
Principal & interest$0
Tax + insurance / mo$0
Total / month$0
2026 VA funding fee rates. First use: 2.15% (0% down), 1.50% (5–9.99% down), 1.25% (10%+ down). Subsequent use: 3.30% / 1.50% / 1.25%. Exempt borrowers pay 0%. Estimates only — not a loan offer.
Free calculator by CalcCottage