Down Payment Savings Calculator
How long until you’ve saved enough for the down payment + closing costs?
What you can realistically set aside each month.
HYSA ~4-5%. CD or T-bills ~4-5%. Bond fund ~5-6%. Stocks higher but more risk.
Long-run US average ~3-4%. Current market may differ.
Time to reach goal
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Time to save for the down payment + closing costs, factoring in compound returns and home price appreciation.
Cash needed today
$0
Cash needed at goal
$0
Interest earned
$0
Future home price
$0
Estimates only. Real savings outcomes depend on actual returns, inflation, and your ability to maintain monthly contributions. Not financial advice.
Free calculator by CalcCottage